happy-married-couple-holding-hands-front-porch.jpg

WE ALL HAVE STORIES WE TELL OURSELVES ABOUT MONEY 

Whatever your life situation, a financial planner can help you make positive changes and informed decisions—so you can worry less and enjoy more!

A Life-Focused Planning Approach

Are you feeling stuck when it comes to taking action in your financial life? Maybe you're too busy and overwhelmed by options, aren't sure how to talk to your partner or family members about money-related decisions, or feel unprepared for the future or retirement.

I'll listen to your concerns and help you sort it all out with a financial plan that tells you what's going on, what needs to happen and what to do during each chapter in your financial life.

Financial Planning for Millenials, Financial Planning for Generation Y
Chapter 1: Just Starting Out
Financial Planning for Families, Financial Planning for Entrepreneurs, Financial Planning for Business Owners
Chapter 11: Career & Family
Financial Planning for Pre-Retirees, Financial Planning for Retirees
Chapter 111: Retirement & Beyond
financial-plan-retirement-investment-diagram-concept.jpg
What Can Working With a Financial Advisor Do for You?

Sure, you can read the latest trends about money management, investing, minimizing taxes and retirement planning—if you have the time and desire to do so. What’s harder to deal with on your own are the emotions that money can bring to the surface. My planning process is designed to help you:​​

Learn to talk more effectively about finances with a partner or family members.

Identify your top life and financial goals—and why they're important.

Talk through emotionally difficult life changes that can affect your money, like death or divorce.

Anticipate and prepare for big transitions like a new job, a career downsize or retirement.

Explore your options when it's time to make a financial decision.

Get (and keep!) your financial house in order.

A wise person should have money in their head, but not in their heart. 

— Jonathan Swift

What to Know About Working with Me​

I'm Michelle Francis, a financial planner with Western Wealth Management in Golden, Colo. I offer life-focused financial planning, retirement planning, investment management, and life and long-term care insurance services.

I believe open and honest conversations about life and money can lead to overall well-being. That's why I’m passionate about hearing your unique story to learn what’s most important about money—and life—to you.

As a busy working mom of three, I know it's hard to find enough time for family, let alone to manage money! By taking a thoughtful but time-efficient approach to planning, I can help you make better decisions and simplify your financial life.

Michelle_067_HR.jpg
front-view-arrangement-economy-elements.jpg
Ready to Plan for the Next Chapter in Your Financial Life?

Schedule an introductory call to learn more about my life-focused financial services including financial planning, retirement planning, investment management and life and long-term care insurance.